How to Lodge An Insurance Claim: 5 Tips
May 12, 2014
INSURANCE provides you with
security and peace of mind. Over
97 per cent of insurance claims
received are paid. Here are five
tips if you need to lodge a claim:
1. Review your policy.
Understand the scope of your
policy coverage, exclusions and
the deductibles.
2. Maintain an inventory of
your valuables. Take digital
photos and video and store these
online on websites like Flickr and
Picasa. That way, you can access
them in the event your computer
is damaged.
3. Contact your Local Police
Station. If your claim relates
to burglary, theft or malicious
damage contact your local Police
Station immediately and obtain
a copy of the Police Report or
at a minimum the Police Report
Number.
4. Contact your advisor or
insurance company immediately.
Before you make this call, write
down the date the damage
occurred and your policy number.
These are two items they will ask
to initiate your claim. Note the
name and number of everyone
that you speak to during the
claims process.
5. Ask for a review. If you are
unhappy with your insurance
company decision on your
claim, you can ask that your
case be reviewed. All insurance
companies are required to
have their own internal dispute
resolution system, and are also
required to be a member of
an external dispute resolution
scheme.
contributor is
Tony Carollo,
Director -
Carollo Horton
& Associates
The above article was sent to subscribers in Pharmacy Daily's issue from 12 May 14To see the full newsletter, see the embedded issue below or CLICK HERE to download Pharmacy Daily from 12 May 14
